FundedSquad has revolutionized proprietary trading with its Instant Funded Account models, offering traders immediate access to trading capital without the traditional evaluation process.
This comprehensive guide covers the complete FundedSquad Instant Funded Account rules for both the Lite and Pro (Squad) models, helping you navigate payout requirements, position management, lot size limits, and risk rules to maximize your trading success.
FundedSquad Instant Funded Account Rules: Understanding the Two Models
FundedSquad offers two distinct instant funding options, each designed for different trading preferences and goals. The FundedSquad Instant Funded Account rules vary between these models, making it essential to choose the one that aligns with your trading style.
Instant Lite Model Overview
The Instant Lite model is designed for beginners and budget-conscious traders who prefer a simple, one-time payment structure with no ongoing fees. Key features include:
- One-time payment with no monthly subscription fees
- 80% profit split (upgradeable to 100% with add-on)
- No withdrawal threshold – request payouts anytime after meeting minimum trading days
- 1:50 leverage on forex pairs
- Trailing 6% overall drawdown with 3% daily drawdown
Instant Squad (Pro) Model Overview
The Instant Squad model caters to serious traders focused on scaling their accounts to significant sizes. This model operates on a monthly subscription basis with enhanced growth potential:
- Monthly subscription with access to scaling up to $1M
- 70% profit split (upgradeable to 90% with add-on)
- 4% withdrawal threshold before first payout
- 1:20 leverage on forex pairs
- Smart Static 6% overall drawdown with 3% daily drawdown
Comparison Table: FundedSquad Instant Lite vs Instant Squad Rules
| Feature | Instant Lite | Instant Squad |
|---|---|---|
| Fee Type | One-time payment | Monthly subscription |
| Starting Price | $59 ($2,500 account) | $79 ($2,500 account) |
| Profit Split | 80% (100% with add-on) | 70% (90% with add-on) |
| Withdrawal Threshold | No threshold | 4% profit required |
| Minimum Trading Days | 5 days (0.5% profit/day) | 5 days (0.5% profit/day) |
| Overall Drawdown | 6% Trailing | 6% Smart Static |
| Daily Drawdown | 3% | 3% |
| Leverage (FX) | 1:50 | 1:20 |
| Scaling Potential | Limited | Up to $1M |
| News Trading | Allowed with restrictions | Allowed with restrictions |
| Weekend Holding | Not permitted | Not permitted |
FundedSquad Instant Account Refund Policy: When and How You Get Your Money Back
Understanding the refund policy is crucial when evaluating the overall value of these accounts. The FundedSquad Instant Account refund process is straightforward but differs from traditional challenge-based models.
Refund Eligibility and Timing
Refunds for Instant Funded Accounts are processed with your third payout. The refund amount is based on the initial fee paid – if you purchased with a discount, the refund is calculated based on the discounted price.
Key Refund Details:
- Eligibility: Refund is issued automatically with your third payout
- Refund Method: Refunds are processed to the same wallet used for your payout
- Refund Amount: Based on the price you paid, including any discounts
- Important: Refunds are processed in digital assets to the same wallet used for your payout
- Both Instant Lite and Instant Squad accounts offer 100% refundable fees
- The refund is processed alongside your third payout automatically
- If you purchased with a discount, the refund reflects the discounted price
FundedSquad Instant Account Payout Requirements: Eligibility and Timeline
Meeting the FundedSquad Instant Account payout requirements is essential before you can withdraw your profits. These rules ensure consistent trading behavior before payouts are approved.
Minimum Trading Days Requirement
Both Instant Lite and Instant Squad accounts require a minimum of 5 trading days before you can request a payout. However, this doesn’t mean simply trading for 5 days – you must achieve specific profit targets on each qualifying day.This FundedSquad Instant Funded Account Rules are very importent.
The 5-Day Rule Explained:
To meet the minimum trading days requirement, you need to make 0.5% profit per day on at least 5 separate days. These days don’t need to be consecutive – for example, if you trade for 10 days, any 5 of those days should meet the required profit.
Example ($25,000 Account):
- Day 1: 0.5% profit ($125) or more → Counts as one trading day
- Day 2: Loss → Does not count
- Day 3: 1% profit ($250) → Counts as one trading day
- Day 4: No trades → Does not count
- Day 5: 0.6% profit ($150) → Counts as one trading day
- Day 6: 0.4% profit (below 0.5%) → Does not count
- Day 7: 0.7% profit ($175) → Counts as one trading day
- Day 8: 0.5% profit ($125) → Counts as one trading day
You now have 5 separate days achieving 0.5% profit, meeting the requirement.
Payout Cycle and Timing
On-Demand Payouts: Once you’ve completed the minimum trading days and met profit requirements, you can request a payout at any time. This flexibility allows you to withdraw profits when it suits your strategy rather than waiting for specific payout cycles.
Important Notes:
- Payout requests made before completing required trading days will be denied
- All payouts are subject to compliance with FundedSquad’s trading rules and terms
- Instant Lite accounts have no withdrawal threshold, while Instant Squad requires a 4% profit before first withdrawal
FundedSquad Instant Funded Account Position Management Rules: What’s Allowed and What’s Not
FundedSquad enforces specific position management rules to maintain a fair and risk-controlled trading environment. Understanding these FundedSquad Instant Funded Account position management rules is critical for account survival.
Prohibited Trading Strategies
The following strategies are strictly prohibited and may lead to immediate account disqualification:
Hedging
Opening two opposing positions (buy and sell) on the same asset, regardless of lot size, is not allowed within the same account or across multiple accounts owned by the same or different traders.
Martingale Strategy
Increasing lot size after a loss in an attempt to recover previous losses is strictly forbidden as a form of stacking.
Layering Rule
You cannot have 3 or more open positions at the same time on a single asset to prevent excessive exposure and risk buildup on a single trading pair.
One-Sided Betting (All-In Exposure)
This refers to opening trades where the majority or entirety of your account’s available margin is exposed in a single directional bias on one asset or across correlated assets. This behavior is considered high-risk, unsustainable, and strictly prohibited.
Stop Loss and Take Profit
FundedSquad does not mandate the use of stop loss (SL) and take profit (TP) levels, but they are recommended to enhance risk management and protect your account from unexpected market moves.
Weekend Trading Rules
You may hold trades over the weekend on all evaluation models, including challenges and simulated funded accounts. However, this is not permitted on Instant Funding model accounts – including both Lite and Squad models.
Critical Weekend Rule:
- Close all trades on Instant Funding accounts before market close on Friday at 5:00 PM EST
- Holding trades over the weekend on Instant Funding accounts can result in payout denial
FundedSquad Lot Size Limits for Instant Accounts: Per-Trade Restrictions
FundedSquad enforces different lot size limits for Instant accounts depending on the account model. Unlike evaluation accounts that have no lot size restrictions, Instant accounts have specific limits that must be followed.
Instant Lite & Squad Lot Size Limits – Forex Pairs
These limits apply per forex pair per trade, not to total lot exposure:
| Account Size | Max Lot Size (per forex pair per trade) |
|---|---|
| $2,500 | 0.1 lots |
| $5,000 | 0.2 lots |
| $10,000 | 0.4 lots |
| $25,000 | 1.0 lots |
| $50,000 | 2.0 lots |
| $100,000 | 3.0 lots |
| $200,000 | 4.0 lots |
Important: You can open multiple trades simultaneously as long as no single pair exceeds its per-trade lot limit and total leverage remains within your account’s margin capacity.
Example: On a $25,000 Instant account, you may open 1.0 lot on EUR/USD and simultaneously open 1.0 more lot on GBP/USD, assuming sufficient leverage is available.
Instant Account Lot Size Limits – Gold (XAUUSD)
Gold trading has separate, more restrictive lot size limits:
| Account Size | Max Lot Size (Gold) |
|---|---|
| $2,500 | 0.05 lots |
| $5,000 | 0.1 lots |
| $10,000 | 0.2 lots |
| $25,000 | 0.45 lots |
| $50,000 | 0.9 lots |
| $100,000 | 1.7 lots |
| $200,000 | 2.2 lots |
FundedSquad Max Risk Rule: Understanding the 1.5% Floating Loss Limit
The FundedSquad Max Risk Rule applies specifically to floating losses from active positions and is designed to prevent excessive drawdowns before positions are closed.
How the Rule Works
If your floating loss reaches 1.5% of your initial account balance at any point, it will be considered a violation. This rule applies only to funded-phase accounts, covering both a single trade or multiple trades combined reaching a total floating loss of 1.5%.
Example ($50,000 Account):
- Maximum allowed floating loss (1.5%): $750
- If one trade reaches a floating loss of –$750, or multiple open trades together reach a combined floating loss of –$750, the Max Risk Rule is breached – even if the trades later recover.
Breach Handling
The rule follows a progressive penalty structure:
First Occurrence: This is treated as a soft breach, and your profit split will be reduced to 40%.
Second Occurrence: This is treated as a hard breach, and your account will be terminated immediately.
FundedSquad Account Inactivity and Technology Rules
Account Inactivity Policy
If your account is inactive for 21 calendar days, it will be breached on both Evaluation and simulated Funded Accounts. This rule ensures traders remain actively engaged with their accounts rather than holding them indefinitely.
VPN and VPS Policy
VPN Usage: VPNs are not allowed on any FundedSquad accounts as they may trigger security concerns and violate the terms of service.
VPS Usage: VPS is not permitted on FundedSquad accounts. All trading must be conducted without the use of a Virtual Private Server to ensure compliance with policies.
Failure to adhere to these technology rules may result in account violation.
FundedSquad News Trading Rules: What You Need to Know
FundedSquad provides significant freedom for news trading while maintaining a fair environment for all traders. The news trading rules apply to both Instant Lite and Instant Squad accounts.
Key News Trading Guidelines:
- Hold open positions: Any trades placed before the news window stay active – you never have to close them
- Positions opened well in advance are protected: Trades entered at least 2 hours before scheduled news time are not affected by news-trading rules
- Short “quiet period”: There’s a brief 10-minute pause (5 minutes before and 5 minutes after the news release) when opening new trades is restricted
- Entry before window closes: Orders opened inside the 10-minute window are not permitted
- Trade closure during window: If you opened a trade before the window but it closes in profit during the window, the profit will be removed from that trade – no account breach
Frequently Asked Questions
What are the minimum trading days for FundedSquad Instant Funded Accounts?
Both Instant Lite and Instant Squad accounts require 5 minimum trading days where you achieve 0.5% profit per day. These days don’t need to be consecutive
When will I receive my refund for a FundedSquad Instant Funded Account?
What are the lot size limits for FundedSquad Instant Accounts?
Lot size limits vary by account size. For forex, a $25,000 account allows 1.0 lots per trade, while a $100,000 account allows 3.0 lots. Gold has stricter limits
Can I hold trades over the weekend on FundedSquad Instant Accounts?
No. Trading over the weekend is not permitted on Instant Funding model accounts. All trades must be closed by Friday at 5:00 PM EST.
What is the Max Risk Rule at FundedSquad?
The Max Risk Rule limits floating loss to 1.5% of your initial account balance. First breach reduces your profit split to 40%. Second breach results in account termination.
