Are you looking for a prop firm account with flexible rules, no profit targets, and high payout potential?
The Instant Funding IF Micro Account offers traders the chance to scale their accounts while enjoying favorable conditions like on-demand payouts, generous leverage, and news/weekend trading.
In this guide, we’ll break down all the key details of the Instant Funding IF Micro Account in a simple, easy-to-understand format.
Key Features of Instant Funding IF Micro Account
Here’s a quick overview of the account rules and conditions:
| Feature | Details |
|---|---|
| Payouts | On-demand – request anytime once eligible |
| Profit Target | No minimum profit target |
| Daily Drawdown | 4% (e.g., $400 on $10,000 account) |
| Max Drawdown | 6% (e.g., $600 on $10,000 account) |
| Profit Split | 80% (up to 90% with add-on) |
| Scaling | +25% every 90 days with 10% profit, up to 2x starting balance |
| Minimum Trading Days | None required |
| News Trading | Allowed |
| Weekend Holding | Allowed |
| Leverage | Currencies 1:100, Commodities 1:20, Indices 1:20, Crypto 1:2 |
| Platforms | MetaTrader 5, cTrader, Match-Trader |
| Account Type | Commission-free & RAW spreads |
| Account Sizes | $5,000 • $10,000 • $25,000 • $50,000 • $100,000 • $200,000 |
| Max Allocation | $640,000 |
💰 Payouts – On-Demand Anytime
One of the biggest advantages of the Instant Funding IF Micro Account is the on-demand payout system.
Once you are eligible, you can withdraw your profits anytime without waiting for a fixed payout cycle.
📌 How Do On-Demand Payouts Work?
To request a payout, you just need to meet two simple rules:
1. Profit Requirement
- You must make at least 1.5% of your starting balance or $25 (whichever is more).
👉 Example: On a $10,000 account, you only need $150 profit to qualify.
2. Best Day Rule
This rule makes sure your profits are consistent—not just from one lucky trade.
Instant Funding IF Micro accounts:
Your best trading day can’t be more than 15% of your total profit.
👉 Example: If each day you earn around 15% or less of your total profits, you’ll qualify in just a few days.
Profit Target – No Restrictions 📊
Unlike traditional prop accounts, the Instant Funding IF Micro Account does not have a minimum profit target.
This gives traders complete freedom to trade at their own pace.
👉 Example: Whether you make $200 or $2,000, you are free to withdraw your profits anytime.
Drawdown Rules – Risk Management 🔒
Daily Drawdown – 4%
You cannot lose more than 4% of your account balance in a single trading day.
- Example: On a $10,000 account, daily losses must stay under $400.
Max Drawdown – 6%
Your total losses must not exceed 6% of your initial balance.
- Example: On a $10,000 account, your account cannot fall below $9,400.
Profit Split – Keep 80% (Up to 90% With Add-On) 💵
Traders keep 80% of profits, and with the Add 10% Profit Split add-on, this can increase to 90%.
👉 Example:
- Profit = $1,000
- Standard payout = $800
- With add-on = $900
This makes the account highly rewarding for consistent traders.
Scaling Plan – Grow Your Account 📈
The Instant Funding IF Micro Account comes with a scaling plan to help you grow your account size over time:
- Account grows +25% every 90 days if you achieve a 10% profit target.
- Scaling continues until your account doubles the starting size.
👉 Example:
- $10,000 → $12,500 → $15,000 → $20,000 (max allocation).
Minimum Trading Days – None Required ⏳
Unlike many firms that require traders to trade a certain number of days, the Instant Funding IF Micro Account has no minimum trading days.
⚡ Note: Only days where you open new trades count as trading days. Holding trades overnight does not count.
News Trading & Weekend Holding 📅
- ✅ News trading allowed – You can trade during major events without restrictions.
- ✅ Weekend holding allowed – You can keep positions open over the weekend.
This gives traders maximum flexibility.
Leverage – Trade Big With Small Margin ⚡
Leverage varies by asset type:
- Currencies – 1:100
- Commodities – 1:20
- Indices – 1:20
- Crypto – 1:2
👉 Example: With 1:100 leverage, a $1,000 balance allows you to trade $100,000 worth of currency positions.
Platforms & Account Types 📌
- Platforms supported: MetaTrader 5 (MT5), cTrader, Match-Trader
- Account types: Commission-free & RAW spreads
This ensures flexibility for both scalpers and swing traders.
Account Sizes & Max Allocation
The Instant Funding IF Micro Account offers multiple account sizes to suit every trader:
- $5,000
- $10,000
- $25,000
- $50,000
- $100,000
- $200,000
🔝 Max Allocation: $640,000
This allows traders to scale and manage larger accounts as they prove consistency.
IF Micro Account VS Instant Funding Account
| Feature | IF Micro | Instant Funding |
|---|---|---|
| Profit target | – | – |
| Daily drawdown | 4% | – |
| Max drawdown | 6% | 10% |
| Profit split | 80% | 80% |
| Payouts | On-demand | 14 days |
| Minimum trading days | – | – |
| News trading & weekend holding | Built-in | Available with an add-on |
| Leverage | Currencies – 1:100 Commodities – 1:20 Indices – 1:20 Crypto – 1:2 | Same as IF Micro |
Final Thoughts – Is the Instant Funding IF Micro Account Worth It?
The Instant Funding IF Micro Account is perfect for traders who want:
- On-demand payouts
- No minimum profit targets
- High leverage
- Flexible trading conditions (news + weekends allowed)
- Scaling opportunities up to double the account size
With favorable drawdown rules and profit splits, this account is designed for traders who want freedom, growth, and profit potential without strict restrictions.