FundedTop

FundedTop Review 2026 – Complete Guide to Challenges, Rules, Payouts & Scaling (Complete Guide)

If you’re looking for a demo prop firm with simple rules, clear consistency guidelines, and fast payout cycles, FundedTop is becoming a popular choice among retail traders.
This complete guide explains everything—rules, evaluation structure, EAs, news trading, payouts, scaling, leverage, and more—using simple language and structured tables.


Table of Contents

Quick Overview of FundedTop

FeatureDetails
TypeDemo Trading Evaluation Firm
Real Money Traded?❌ No – Only simulated trading
Payout TypePerformance fee based on simulated profit
Max Funded Capital$300,000 per trader/strategy
Scaling CeilingUp to $2.5 Million
PlatformTradingView-based custom platform
LeverageUp to 1:100
EAs Allowed?Depends on challenge type
News Trading?Only allowed in Toppers Challenge
Commission0% on all instruments
Payout SpeedUsually instant to a few hours

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Trustpilot Rating & Reviews

What Is FundedTop?

FundedTop is a demo trading evaluation firm where traders can trade in a risk-free environment. After completing an evaluation challenge, traders receive a Simulated Funded Account, allowing them to earn performance fees from simulated profits.

Why Traders Choose FundedTop

  • No real capital at risk
  • Very fast payout system
  • Simple trading rules
  • Scaling up to $2.5M
  • No inactivity rule
  • Weekend holding allowed
  • Zero commissions

How FundedTop Works (Simple Explanation)

  1. Choose an evaluation challenge (Toppers, Quick Hike, or Steady Climb).
  2. Trade and pass the phases by following drawdown & consistency rules.
  3. After passing, complete KYC verification.
  4. Get access to the Simulated Funded Account.
  5. Trade → Earn simulated profits → Receive payouts.

Evaluation & Funding Structure

Below is a clean breakdown of all important rules.


Account Size & Limits

StageLimit
Evaluation StageNo maximum size
Funded Stage$300,000 max per trader/strategy

✔ You can hold multiple accounts
✔ You can use different strategies
✔ No merging available yet


Trading Rules

✔ Allowed

  • Weekend & overnight holding
  • Scalping
  • Trading during normal conditions
  • Multiple devices & IPs
  • VPN/VPS usage

❌ Not Allowed

  • Group trading
  • HFT trading
  • All-or-nothing strategies
  • Exploiting demo conditions
  • Signal group copying

EA (Expert Advisor) Rules

Challenge TypeEA Usage
Toppers Challenge✔ Allowed
Quick Hike❌ Not allowed
Steady Climb❌ Not allowed

Important Notes:

  • EA parameters must be unique
  • No public/pirated/shared EAs
  • HFT bots are banned

News Trading Rules

Challenge TypeHigh-Impact News Trading
Toppers✔ Allowed anytime
Quick Hike❌ Not allowed (8 min before/after)
Steady Climb❌ Not allowed (8 min before/after)

Lot Size Restrictions

There are no lot size limits beyond broker/platform maximums.


Loss Limits

FundedTop uses equity-based drawdown rules.

RuleExplanation
Daily DrawdownResets at 00:00 GMT+0
Max DrawdownBased on account equity

Example

If your account starts the day at $200,000:

  • You cannot go below the daily allowed loss limit
  • You cannot break the total max loss level

Also Read Instant Funding IF Micro Account vs Maven Mini Challenge: Which One Should You Choose?

7. Consistency Rule

Consistency ensures your profits don’t come from just one big winning day.

StageConsistency Requirement
Evaluation40%
Funded30%

Formula

(Best Day Profit ÷ Total Profit) × 100

Simple Example

If total profit = $2,500
Best day profit must be less than 40% of the total during evaluation.


Allowed Instruments

  • Forex
  • Indices
  • Commodities
  • Metals
  • Crypto

Trading Platform Details

FundedTop uses a TradingView-powered platform with:

  • Real-time quotes
  • Charting tools
  • Fast execution
  • User-friendly layout

This makes it easy even for beginners.


Leverage Offered

InstrumentLeverage
Forex1:100
Metals1:50
Commodities1:30
Indices1:30
Crypto1:5

Also Read Vproptrader Review

What Happens After You Pass? (Funded Stage)

Once you pass the evaluation:

  1. Go to the Verification Center.
  2. Upload:
    • Government ID (front & back)
    • Proof of address (within 3 months)
    • KYC form
  3. Receive your Simulated Funded Account.
  4. Start trading & request payouts after 30 days.

Scaling Plan (Grow to $2.5M)

To grow your account every 90 days:

Your Requirements:

  • 8% profit
  • 3 withdrawals

Scale Increases:

StageScale Percentage
Every 90 Days+25%
Maximum$2.5M

Bonus for Toppers Challenge

In Phase 3:

  • Daily drawdown increases to 8%
  • Max drawdown increases to 12%

Challenge Fee Refund

Your entire challenge fee is refunded once you:

  • Make 10% profit on the funded account.

Refund is paid through your selected payout method.


Payout System (Instant Withdrawals)

  • First payout available 30 days after first funded trade
  • Payouts processed instantly to a few hours
  • Payout methods:
    • Bank wire
    • Credit card
    • Bitcoin wallet

Simulated Funded Account Explained

A Simulated Funded Account is:

  • A demo account with real-time market quotes
  • Used to measure your performance
  • Used by the prop firm to analyze your strategy

Violating any rule = loss of payout & refund.


Countries Not Accepted

FundedTop does not accept residents of:

  • Nigeria
  • USA
  • Israel
  • Yemen
  • Afghanistan
  • Belarus
  • Iraq
  • Iran
  • Vietnam
  • Myanmar
  • Syria
  • North Korea
  • Burundi

How To Claimed a Free $10,000 Funded Account From FundedTop

The FundedTop $10K Free Funded Account has become one of the most talked-about offers in the prop trading community. Traders are interested because the promotion claims to provide a $10,000 trading account with no deposit, no subscription, and no upfront cost.
This article explains exactly how the process works, what traders need to know, and the key facts behind the offer.


What the FundedTop Free Funded Account Offers

FundedTop promotes a simple opportunity for new traders:

  • A $10,000 funded trading account
  • No fees, no commissions, no subscription
  • No deposit required
  • Instant access after verification
  • Available only for new users

The offer is designed to let traders start without risking their own money.


Eligibility Requirements

To qualify for the free funded account, traders must meet basic criteria:

  • Must be a new user
  • Must use a valid email address
  • One trader per account
  • Must agree to FundedTop’s rules and risk parameters

These requirements ensure each trader receives one account and follows platform guidelines.


How Traders Register for the Free $10K Funded Account

Step 1: Create a FundedTop Account

Traders visit the official FundedTop website and register with a username and email.
No documents or payments are required during registration.

Step 2: Wait for the Confirmation Email

FundedTop sends a confirmation message within a few minutes of signing up.

Step 3: Reply to Confirm Participation

To request the free $10K funded account, traders must reply to the confirmation email.
This reply signals interest in joining the free funded program.

Step 4: Receive Verification and Account Access

After verification, FundedTop grants access to the funded dashboard.
Traders can begin trading immediately using the account provided.


Trading Rules for the Free Funded Account

FundedTop requires traders to follow a few simple rules to keep the account active:

Daily Loss Limit

  • A maximum of 5% daily drawdown is allowed.
    This helps control daily risk.

Overall Maximum Loss

  • The account must stay within a 10% total drawdown limit.
    Exceeding this rule can lead to account closure.

No Time Limits

Traders can trade at their own pace with no deadlines.

No Commissions

Trades are executed without additional commission fees.


Payout Structure and Profit Withdrawals

FundedTop states that traders can withdraw profits once basic conditions are met:

  • Traders must reach the minimum profit requirement set by FundedTop.
  • Payouts must follow internal policies and approval procedures.
  • A KYC verification may be required before withdrawal.

These steps ensure that payouts follow platform rules.


Important Facts Traders Should Know

FundedTop’s free funded account offer comes with several key facts to understand:

Simulated Trading Environment

The $10,000 account operates through a simulated demo environment, not a real-money trading account.

Unregulated Platform

FundedTop appears to operate without financial regulation, meaning the platform is not overseen by any financial authority.

Mixed Online Reviews

Traders report varying experiences.
Some mention smooth access and payouts, while others report account closures or payout refusals.

Internal Review Process

All payouts and account activity are subject to FundedTop’s internal evaluation, which can impact approval times and eligibility.

Final Summary

FundedTop is a simple, flexible, and fast-growing evaluation firm suitable for traders who want:

✔ No real-money risk
✔ Instant payouts
✔ Easy rules
✔ High leverage
✔ Weekend holding
✔ Strong scaling system

Whether you scalp, swing trade, or algorithmically trade (Toppers), FundedTop offers a beginner-friendly structure with professional-style conditions.

Frequently Asked Questions (FAQ)

Is FundedTop legit?

Yes, FundedTop is a real evaluation firm offering simulated payouts.

Do I trade real money?

No, you only trade simulated funds.

When can I withdraw profits?

30 days after your first funded-stage trade.

Can I use EAs?

Yes, only in the Toppers challenge.

Can I hold trades overnight?

Yes, but swap fees apply.

Is news trading allowed?

Only in the Toppers Challenge.

Do they charge commissions?

No, all accounts have 0% commission.

Can beginners join?

Yes, as long as they are 18+ and follow the rules.

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