FundingPips has shaken up the prop trading industry with the launch of FundingPips Labs, a dedicated testing environment where the firm trials new account models directly with its trading community.
The first experiment Experiment 001 offers a $100,000 account for just $99 with daily rewards. But before you jump in, you need to understand every rule, restriction, and hidden clause that could impact your trading success.
This comprehensive guide breaks down all the FundingPips Labs $100K account rules, including drawdown limits, payout conditions, retry policies, and the Prime account upgrade pathway.
What Is FundingPips Labs Experiment 001?
FundingPips Labs is the firm’s innovation sandbox, designed to validate new account models before permanent implementation. Experiment 001 is the first test, offering traders an aggressive entry point into a $100,000 simulated account with a minimal $99 fee.
The goal is for traders to act as active testers. The feedback received will determine whether this model is adjusted, permanently added to the FundingPips catalog, or retired altogether.
FundingPips Labs $100K Account Rules Summary Table
Below is a quick-reference summary of all key rules for the Experiment 001 account:
| Rule Category | Details |
|---|---|
| Account Size | $100,000 |
| Price | $99 (non-refundable) |
| Challenge Target | 5% ($5,000) |
| Max Overall Loss | 3% ($3,000) |
| Max Daily Loss | 1% ($1,000) — hard breach |
| Minimum Profitable Days | None |
| Reward Split | 85% |
| Reward Cycle | Daily |
| Minimum Profit to Withdraw | 3% of account balance |
| Maximum Reward Per Request | $1,000 profit |
| Inactivity Period | 30 days |
| Weekend Holding | Allowed |
| Overnight Holding | Allowed |
| News Trading | Allowed |
| Resets Available | No |
| Free Retry | No |
| Scaling Plan | None (moves to Prime after rewards) |
| Max Accounts Per User | 5 |
Key Rules for the FundingPips $100K Account
Drawdown Limits: Understanding the Risk Parameters
The FundingPips Labs $100K account rules enforce strict drawdown limits that protect both the firm and the trader.
Maximum Daily Loss: 1% ($1,000) — Hard Breach
The 1% daily loss limit ($1,000 on the $100K account) is a hard breach. Hitting it closes the account immediately, in either phase, and resets are not available. The only way back in is to purchase another unit while the window is still open.
Maximum Overall Loss: 3% ($3,000)
The account uses a 3% trailing end-of-day max loss that trails upward as the account grows. The trailing floor is checked at the end of each trading day.
Example:
- Starting balance: $100,000 — Max loss limit: $97,000 (3%)
- You profit $5,000, balance is now $105,000
- The max loss floor trails upward proportionally
Minimum Profit to Withdraw and Reward Structure
Understanding the payout mechanics is crucial for success on this account.
Withdrawal Threshold: 3% Profit
The account must be 3% in profit to request a reward, and it must be at 3% every time you request. Once you reach 3%, you can request into that 3%, so the whole balance above your starting equity is eligible—not just the amount earned beyond it.
Maximum Reward Per Request: $1,000 Profit
Each request covers a maximum of $1,000 profit, which means at least 2% always stays in the account. Rewards can be requested every day at the 85% split.
Example:
- Account balance: $103,000 (3% profit)
- Maximum reward request: $1,000 profit
- Trader receives: $850 (85% of $1,000)
- Firm receives: $150 (15%)
- Remaining balance: $102,000 (2% profit remains in account)
Prime Account Upgrade For FundingPips $100K Account For $99
One of the most exciting aspects of the FundingPips Labs $100K account rules is the Prime upgrade pathway.
What Is a Prime Account?
You are moved to Prime once you have taken 10 rewards in total across your accounts, or 6 rewards in a single Master account, whichever comes first. Prime raises your reward share to 90%, removes the daily loss limit entirely, and runs on a $1,000 end-of-day trailing drawdown that stops trailing once it reaches your starting balance.
Prime Account Features
- Reward Split: 90%
- Daily Loss Limit: Removed entirely
- Drawdown: $1,000 end-of-day trailing, locks at starting balance
- Account Type: Live account
- Multiplier: ×12 applied to drawdown (giving $12,000 live account)
- Reward Requests: Any amount of profit
Important Prime Upgrade Notice
Any profit still sitting in the Master account at the point of promotion is forfeited, so take your rewards before you upgrade.
Account Holding Period and Inactivity In FundingPips $100K Account For $99
How Long Can I Hold the Account?
Each phase can be held for a maximum of 6 months. If the Evaluation is not passed within 6 months, the account closes. There is no minimum trading day requirement and no target deadline inside that window.
Inactivity Period Rule in FundingPips $100K Account For $99
If your account remains inactive for 30 days, it may be subject to closure. Ensure you place at least one trade within the inactivity window.
Account Limitations and Restrictions In FundingPips $100K Account For $99
Maximum Accounts Per User
Each user can claim a maximum of 5 accounts in this drop. The Starter Edition is available until it sells out.
No Resets Available
Resets are not available on Starter Edition. If the account breaches a risk limit, it is closed, and the only way back in is to purchase another unit while the edition is still on sale.
Weekend and Overnight Holding
Unlike some other prop firm accounts, weekend holding is allowed on this account. Positions can be held overnight and over the weekend throughout both the Evaluation and the Master account phases.
Lab Accounts and Capital Allocation
Lab editions are completely separate from your standard capital allocation. They represent a separate testing environment with its own rules and limits.
What Happens When It Sells Out?
Starter Edition is available until it sells out. Once it does, the edition is sealed permanently and no more units are released. Standout editions may return as permanent FundingPips products; the rest stay limited to their original run.
FAQs: FundingPips Labs $100K Account Rules
What happens if I breach the 1% daily loss limit on the FundingPips $100K account?
The 1% daily loss limit ($1,000 on the $100K account) is a hard breach. Hitting it closes the account immediately. Resets are not available—the only way back in is to purchase another unit while the edition is still on sale
How much profit do I need to request a reward on the FundingPips Labs account?
The account must be 3% in profit to request a reward. Once you reach 3%, you can request into that 3%—the whole balance above your starting equity is eligible, not just the amount earned beyond it.
What is the Prime account upgrade on FundingPips?
You are moved to Prime once you have taken 10 rewards total across your accounts, or 6 rewards in a single Master account. Prime raises your reward share to 90%, removes the daily loss limit entirely, and runs on a $1,000 end-of-day trailing drawdown. Prime is a live account with a ×12 multiplier applied to drawdown.
Can I hold trades over the weekend on the FundingPips $100K account?
Yes. Weekend holding is allowed on this account. Positions can be held overnight and over the weekend throughout both the Evaluation and the Master account phases.
How many FundingPips Labs accounts can I purchase?
Each user can claim a maximum of 5 accounts in this drop. The Starter Edition is available until it sells out.
