FundedSquad Instant Rapid Account Rules: Complete Guide to Hidden & Standard Trading Rules

Are you considering the FundedSquad Instant Rapid account for faster, more frequent payouts?

This account offers instant funding with a unique daily reward cycle, but success depends on understanding every rule—both the obvious and the hidden ones.

This comprehensive guide covers all Instant Rapid account rules, from drawdown limits and the critical 1% Max Floating Rule to retry terms and reverse trading restrictions.

What Is the FundedSquad Instant Rapid Account?

The Instant Rapid account is FundedSquad’s newest instant-funded offering. Unlike traditional prop firm evaluations, there is no challenge phase and no evaluation period—you purchase the account, log in, and start trading immediately on a simulated funded account.

What sets Instant Rapid apart is its daily reward cycle, allowing you to request rewards once per day once eligible, instead of waiting for traditional payout cycles.

FundedSquad Instant Rapid Account Rules

Below is a quick-reference summary of all FundedSquad Instant Rapid account rules for easy access during your trading journey.

Account Sizes	$2,500, $5,000, $7,500, $10,000, $12,500, $15,000, $20,000
Pricing	$99 – $609 (non-refundable)
Trading Period	35 days
Daily Drawdown	3%
Overall Drawdown	5% (trailing)
Single-Trade Risk Rule	1% Max Floating Rule
Reward Split	75%
Reward Cycle	Daily
Withdrawal Threshold	0.5% (1 trading day required)
Maximum Payout	2% of initial account balance, per day
Minimum Trading Days	1
Weekend Holding	Not allowed
Leverage	1:20
Instruments	FX, Indices, Commodities, Stocks, Crypto
Consistency Rule	None
EAs / Algo Trading	Allowed
News Trading	Not allowed
Copy Trading	Yes
Refundable Fee	None
Free Retry	One free retry at same account size on breach
Scaling Plan	None
Platforms	MatchTrader, cTrader

FundedSquad Instant Rapid Account Drawdown Rules

The Instant Rapid account rules include strict drawdown limits designed to protect capital while allowing profits to reduce risk. Both open floating losses and closed trade losses count toward your drawdown at all times.

Trailing Drawdown (5%)

The Instant Rapid account uses a 5% trailing overall drawdown. Every percentage of profit you make is subtracted from your initial 5% drawdown limit until the drawdown reaches your initial account balance. Once it reaches this level, it locks and no longer adjusts—even after withdrawal or account reset .

Example (on a $10,000 account):

• Initial Drawdown: 5% of $10,000 = $500
• Initial Maximum Drawdown Figure: $10,000 – $500 = $9,500

Trade Scenario:
You make a profit of $300 (3% of the account). The trailing drawdown adjusts:

• New Drawdown Limit: 5% − 3% = 2%
• New Drawdown Amount: 2% of $10,000 = $200
• New Maximum Drawdown Limit: $10,000 − $200 = $9,800

Key Point: Once the drawdown reaches the initial account balance, it locks permanently.

Daily Drawdown (3%)

Instant Rapid also has a separate 3% daily drawdown limit, calculated from your daily opening balance and resetting every day. This is independent of the trailing overall drawdown.

Example (on a $10,000 account):

• Account balance: $10,000 — Daily drawdown limit: $300 (3%)
• If your account drops to $9,700 at any point during the day, your account will be breached and closed.

Warning: Breaching either the daily or overall drawdown limit results in immediate account termination.

The 1% Max Floating Rule In FundedSquad Instant Rapid Account

This is arguably the most critical—and potentially hidden—rule in the Instant Rapid account rules. Many traders have expressed concerns about this rule effectively overriding the 3% daily drawdown .

What Is the 1% Max Floating Rule?

If a position’s floating (unrealized) loss goes past 1% of your account balance at any point, your account breaches immediately. This is a hard breach with no warning and no grace period. The moment the 1% threshold is crossed, the account is closed .

Example (on a $10,000 account):

• Account balance: $10,000 — 1% floating loss threshold: $100
• If an open position’s unrealized loss reaches $100 or more at any point, the account is breached.

Important: This rule applies to floating (unrealized) loss on open positions, separately from your daily and overall drawdown limits. A trade doesn’t need to close for this rule to trigger. Crossing the 1% threshold while the position is still open is enough.

This rule applies on top of the standard per-pair lot size limits—it isn’t a replacement for them. In practice, it may override the 3% daily drawdown, making it a significant risk for traders who don’t manage positions carefully .

Common Pitfall: This applies to your portfolio-level floating loss, not per trade. Four small losing positions can stack into one big problem reaching -1% combined .

Also Read Best Prop Firms with Equity Trailing Drawdown

Lot Size Limits by Account Size In FundedSquad Instant Rapid Account

The Instant Rapid account rules enforce maximum lot sizes per pair, per trade—not total exposure across pairs.

Forex Pairs — Max Lot Size Per Trade For FundedSquad Instant Rapid Account

Account Size	Max Lot Size
$2,500	0.1
$5,000	0.2
$7,500	0.3
$10,000	0.4
$12,500	0.5
$15,000	0.6
$20,000	0.8

Gold / XAUUSD — Max Lot Size Per Trade For FundedSquad Instant Rapid Account

Account Size	Max Lot Size
$2,500	0.05
$5,000	0.1
$7,500	0.15
$10,000	0.18
$12,500	0.22
$15,000	0.25
$20,000	0.3

Warning: Violating the lot size policy will be treated as a rule violation. A trader can hold positions on multiple pairs simultaneously as long as no single pair exceeds its cap and margin allows it.

Reverse Trading In FundedSquad Instant Rapid Account Rule

The Instant Rapid account rules include a reverse trading rule that applies during both the main account and retry phases. You cannot open an opposite-direction position on the same pair within 15 minutes of a trade closing at Take Profit (TP) or Stop Loss (SL). Doing so is treated as Reverse Trading, a rule violation.

Example:

• 10:00 AM: You open a Buy trade on Gold
• 10:05 AM: The trade closes at TP or SL
• Until 10:20 AM: You cannot open a Sell trade on Gold

Violation Example: If you open a Sell trade at 10:12 AM (only 7 minutes after the Buy closed), it will be treated as Reverse Trading and may result in a rule violation.

Weekend Holding and News Trading Restrictions In FundedSquad Instant Rapid Account

Weekend Holding — Not Allowed

Unlike some other FundedSquad account types, weekend holding is not permitted on Instant Rapid. You must close all positions before the weekend to avoid a rule violation .

News Trading — Not Allowed

News trading is not allowed on the Instant Rapid account. This is a key restriction to be aware of compared to other account types that permit news trading.

Instant Rapid Retry FundedSquad Instant Rapid Account Rules

If your funded account breaches, you get one free Funded Retry at the same account size. This is a significant benefit in the Instant Rapid account rules that provides a second chance without additional cost.

Retry Account Terms

Rule	Retry Terms
Daily Loss Limit	1.5%
Max Loss Limit (Trailing)	3%
Trading Period	35 days
Minimum Trading Days for Payout	6 days (0.5% min profit required each day)
Payout Target	4%
Profit Split	50% (reduces to 40% if floating loss exceeds 1%)
Payout Cycle	Bi-weekly
Leverage	1:20

Example: A trader on a $10,000 Instant Rapid account breaches their original funded account. They contact live chat and receive a free $10,000 Funded Retry account, running a 1.5% daily / 3% trailing loss limit, a 35-day trading period, and a reduced 50% profit split on a bi-weekly payout cycle. If this retry account also breaches, they’ll need to purchase a new Instant Rapid account to continue.

Retry Rule Exceptions

• 1% Floating Loss Rule: Exceed 1% floating loss for the first time and your profit split drops to 40%. Exceed it again after that, and the account is breached.
• Reverse Trading Rule: Still applies on the retry account. After a position closes at TP or SL, you can’t open an opposite-direction position on the same pair for 15 minutes.

Pricing and Account Sizes of FundedSquad Instant Rapid Account

Instant Rapid is available in seven account sizes:

Account Size	Price
$2,500	$99
$5,000	$189
$7,500	$259
$10,000	$329
$12,500	$409
$15,000	$479
$20,000	$609

Note: The Instant Rapid fee is not refundable, and there is no scaling plan on this account type.

FAQs: Instant Rapid Account Rules